By admin | May 8, 2009
The Direct Selling Women’s Alliance will be starting monthly Area Chapter meetings in the Temecula Valley. DSWA is the first professional organization solely dedicated to supporting, educating, and uplifting individuals who are acheiving their goals through their own business.
Members of DSWA enjoy many benefits. A few include a 500 page content rich website, designed to expedite the direct seller’s success with audio and ebooks available for download by speakers such as Mark Victor Hansen and Lisa Nichols from “The Secret.”
With home based businesses increasing rapidly while traditional corporations are downsizing at an alarming rate, support, training, and education in a safe atmosphere is crucial to success. I look forward to the synergy that I expect to see in our local community from the upcoming start up of local Area Chapter meetings of the DSWA.
By admin | January 16, 2009
United First Financial announced a new product called BizPack™. It is an all inclusive business suite to help small business and home based business owners have the edge they need in a competitive market. It will be a one stop resource for marketing, managing, and personal development as well as money saving tools to help them succeed in the market place. Many systems tell you what to do but this system tells you how with the content to make you successful.
Millions of people will be entering the home-based business world for the very first time over the next two years, and they are going to be looking for a leader. You have an opportunity to capture their attention, establish a trusting relationship, and build a massive business while the rest of the economy falls apart.
Competition will always be fierce. But there is one strategy that always wins obviously that strategy is a winning system, and in a time when people are desperate for leadership, it can take you and your business to incredible new places. UFirst has built that winning system in our new product. Our winning system includes:
• GoToMeeting™-Expand sales outside your local area and minimize travel in your area by presenting and training up to 1,000 attendees through the industry-leading GoToMeeting system.
• Marketing-Use a proven marketing system with content and templates to market yourself and find prospects outside of your warm market.
• Contact Management-Follow up and track all actions of your current and future prospects. Save time and increase efficiency with the systems email drip campaigns and auto responders, calendar and task management.
• Video Prospecting-Send and track videos to your prospects. Save time by only contacting the ones who you see actually watch the videos.
• Success Magazine© - Stay motivated with a monthly dose of Success Magazine, the leading magazine for self help and self improvement. In addition, listen and learn from a monthly message from Mark Victor Hansen, the co-author of the Chicken Soup for the Soul series. His insight will teach you the secrets of becoming a successful entrepreneur.
• UDeduct™-This analysis tool will help you find additional discretionary income through tax savings available for home-based business owners. Once you show your prospects the legal and ethical deductions available for home-based business owners, selling this system will be a no-brainer. There are over 100 deductions that small and home-based business owners.
• Business Marketing System-Teaches you how market at much lower costs on Google and similar services for pennies. This system includes email templates, a monthly client newsletter and auto responders integrated into the contact management system. In addition it teaches you how to send direct mail and market on the internet. This system will teach you how to keep in touch with your warm market and increase leads outside your warm market to increase sales. Many systems tell you what to do but this system tells you how with the content to make you successful. Marketing is the key to make you successful in any business. This system will allow you to attract new clients, potential agents and increase your bottom line.
All components of the system are integrated into one, easy-to-use portal for simple navigation -increasing your work productivity.
Opportunity
During our pre-launch period, there is absolutely zero barriers to entry. By registering now at no cost, you will automatically receive your personal replicated website. During our pre-launch phase we will waive the one time BizPack activation fee and the BizPack agent registration fee.
Not only does the BizPack continue to offer the financial benefits of the traditional UFirst compensation structure, but now you have the benefits of building a significant residual income, with no limit to the number of members you can add to your team!
What are you waiting for? If you have ever wanted to improve your financial future and be part of a ground floor opportunity, Register now, and secure your spot before April 4th. Sign up for BizPack click here.
By admin | December 10, 2008
This event will be held Friday, December 19, 2008 from 5 to 8 p.m. at the newly opened Longshadow Winery located a 28500 Old Town Front Street in Temecula, CA. John and Susan Brodersen, owners of Longshadow Winery, provide live music by various local musicians on Friday evenings.
Dawn Worsham has lived in the Temecula Valley for five years and has been representing the jewelry line for one and a half years. Silpada Designs handcrafted jewelry is sterling silver, complemented by colorful semi-precious gemstones and natural materials including freshwater pearls, coral, and tooled leather. Dawn Worsham will donate fifty percent of the profits from Silpada Designs sales to benefit Michelle’s Place.
Bonnie Clark, Independent Agent for The Dynamic Payoff Team of United First Financial has lived in Temecula for three years. As an independent agent she is actively helping homeowners nationwide to eliminate debt and accelerate their home equity, saving those on the program significant time and money. Dedicated to helping others, she is involved in several networking and professional organizations that support the community in Temecula and Murrieta, CA.
While promoting participation in another local event to benefit Michelle’s Place, Bonnie and Dawn met and decided to join forces during the month of December.
Michelle’s Place was founded in 2001 to provide support and resources to women battling breast cancer as well as to educate those not yet impacted by breast cancer.
Adults 21 and over are invited to attend to benefit a much needed cause during this season to give.
For further information please call 877-365-GROW ext 704 or email bonnie@dynamicpayoff.com.
By admin | October 16, 2008
Mortgage rates spike - biggest jump since ‘87
Rate on 30-year fixed mortgages jump could climb higher still. One cause: Government’s rescue efforts.
This is today’s current headline on CNN.
My question…Why don’t we hold our elected officials who rushed to push this plan through accountable? If we screwed up at work and our decision caused a financial problem to become a disaster how long do you think we’d keep our jobs? Not too long in the real world!
Freddie Mac reported Thursday that the average 30-year fixed-rate mortgage has hit 6.46% - up from 5.94% the week earlier. That represented the largest weekly increase since April 1987.
What that means is a borrower with a $200,000 mortgage would pay about $1,225 a month at 6.2%, and $70 more, $1,295 at 6.74%. As I have said in previous posts and most Americans knew, this plan was NOT going to help Main Street.
The CNN article states “The spread - the difference between Treasury yields and mortgage rates - also expanded a bit, according to Bankrate.com.”
Americans (except those who are elected to represent us…Where is your speech now, Nancy?) knew this was to help the banks, not us. This “spread” means more profit to those who’s greed was most responsible to get us in this mess.
Keith Gumbinger of HSH Associates, a publisher of mortgage information, expects rates to stay higher for several more months, as financial markets and lending take some time to return to normal. But he doesn’t see the current spike as the beginning of the end of affordable mortgages. “Rates should probably settle back down,” he said.
Where is the same urgency to help Main Street that we saw to help Wall Street?!?
Several more months of taking time to get back to normal while banks make more profit on the spread? Both candidates TALK about helping the hurting American.
How about we “fire” our current Congress and Senate and actually get some people in there that will actually represent OUR interests? Let’s hold them accountable. It is time for a massive overhaul, don’t you think?
By admin | October 2, 2008
The people making the rushed decision we will pay for and we don’t know the details about are compromised. It baffles me why they haven’t rounded up the economists and others that have predicted this FOR YEARS to come up with a smart plan that will really help America. Instead it is left to the same people that closed their eyes (at best) and now are crying hero.
Gather all of the best and the brightest and bring them to Washington and make a consortium where ideas can be shared and discussed. The majority of this consortium should be composed of third party economists and scholars.
Or just listen to the common sense ideas of American citizens.
Here are a few:
One person’s thoughts from a blog:
The reason for the problems we are facing is simple. Amortization. You buy a 200,000 home with 10% down and you pay back 400,000-600,000. How is that sane by any definition. Houses and cars should only financed with Simple Interest. Bank should make a fair profit, but not an insane one. If everyone who bought was paying for a simple interest loan their payments would be far more affordable, they would be making their payments and the financial markets would be fine as people would be buying and selling. Banks got greedy with amortization and now WE are suffering for their greed.
An email that is circulating has the common man’s thoughts. Maybe we should send a copy to the House and Senate…
Good afternoon my fellow Americans,
I’m against the $85,000,000,000.00 bailout of AIG. Let alone the $700,000,000,000.00 bail out for wall street. Instead, I’m in favor of giving $85,000,000,000 to America in a We Deserve It Dividend. To make the math simple, let’s assume there are 200,000,000 bonafide U.S. Citizens 18+. Our population is about 301,000,000 +/- counting every man, woman and child. So 200,000,000 might be a fair stab at adults 18 and up. So divide 200 million adults 18+ into $85 billion that equals $425,000.00. My plan is to give $425,000 to every person 18+ as a We Deserve It Dividend.
Of course, it would NOT be tax free. So let’s assume a tax rate of 30%.Every individual 18+ has to pay $127,500.00 in taxes.
That sends $25,500,000,000 right back to Uncle Sam.
But it means that every adult 18+ has $297,500.00 in their pocket.
A husband and wife has $595,000.00. What would you do with $297,500.00 to $595,000.00 in your family?
Pay off your mortgage - housing crisis solved.
Repay college loans - what a great boost to new grads.
Put away money for college - it’ll be there.
Save in a bank - create money to loan to entrepreneurs.
Buy a new car - create jobs.
Invest in the market - capital drives growth.
Pay for your parent’s medical insurance - health care improves.
Enable Deadbeat Dads to come clean - or elseRemember this is for every adult U S Citizen 18+ including the folks who lost their jobs at Lehman Brothers and every other company that is cutting back. And of course, for those serving in our Armed Forces. If we’re going to do an $85 billion bailout, let’s bail out every adult U S Citizen 18+!
How do you spell Economic Boom?
I trust my fellow adult Americans to know how to use the $85 Billion. And remember, This plan only really costs $59.5 Billion because $25.5 Billion is returned instantly in taxes to Uncle Sam.
Ahhh…I feel so much better getting that off my chest.
Kindest personal regards, A Creative Guy & Citizen of the Republic
I just had to pass these on.
By admin | September 26, 2008
Which candidate foresaw the credit crisis and tried to do something about it? As it turns out, John McCain did — and partnered with three other Senate Republicans to reform the government’s involvement in lending three years ago, after an attempt by the Bush administration died in Congress two years earlier.n 2005 Alan Greenspan spoke to congress.
2005 Alan Greenspan told Congress how urgent it was for it to act in the clearest possible terms: If Fannie and Freddie “continue to grow, continue to have the low capital that they have, continue to engage in the dynamic hedging of their portfolios, which they need to do for interest rate risk aversion, they potentially create ever-growing potential systemic risk down the road,” he said. “We are placing the total financial system of the future at a substantial risk.”
McCain spoke May 25, 2006, on behalf of the Federal Housing Enterprise Regulatory Reform Act… “For years I have been concerned about the regulatory structure that governs Fannie Mae and Freddie Mac–known as Government-sponsored entities or GSEs–and the sheer magnitude of these companies and the role they play in the housing market. OFHEO’s report this week does nothing to ease these concerns. In fact, the report does quite the contrary. OFHEO’s report solidifies my view that the GSEs need to be reformed without delay.
I join as a cosponsor of the Federal Housing Enterprise Regulatory Reform Act of 2005, S. 190, to underscore my support for quick passage of GSE regulatory reform legislation. If Congress does not act, American taxpayers will continue to be exposed to the enormous risk that Fannie Mae and Freddie Mac pose to the housing market, the overall financial market, and the economy as a whole.
I urge my colleagues to support swift action on this GSE reform legislation.”
It never made it out of committee! Why didn’t the bill become law?
Democrats opposed it on a party-line vote in the committee, signaling that this would be a partisan issue. Republicans couldn’t even get the Senate to vote on the matter.
Chris Dodd, then the ranking member of the Banking Committee and now its chair, was in the middle of receiving preferential loan treatment from Countrywide Mortgage.
Throughout his political career, Obama has gotten more than $125,000 in campaign contributions from employees and political action committees of Fannie Mae and Freddie Mac, 2nd only to Dodd, the Senate Banking Committee chairman, who received more than $165,000. A group called the Center for Responsive Politics keeps track of which politicians get Fannie and Freddie political contributions. The top three U.S. senators getting big Fannie and Freddie political bucks were Democrats and No. 2 is Sen. Barack Obama.
Though he has only been in the Senate FOUR YEARS, but he still managed to grab the No. 2 spot ahead of John Kerry — decades in the Senate — and Chris Dodd, who is chairman of the Senate Banking Committee.
Actions speak louder than words. Wake up and open your eyes, America!
By admin | September 25, 2008
Luke 14:28 says Suppose one of you wants to build a tower. Will he not first sit down and estimate the cost to see if he has enough money to complete it?
Prov. 18:13 provides this wisdom. He who answers a matter before he hears the facts–it is folly and shame to him.
Our bailout decision is too important and impacts us, our children and grandchildren too greatly to make a hasty or uninformed decision. We got here because of greed and unsound logic in the first place. Too many in power choose to be ignorant though information was available.
Ron Paul testified about Fannie Mae and Freddie Mac’s mismanagement and the possible toll it would take on the American taxpayer in 2003. David Walker, former Comptroller General of the United States from 1998-2008 and head of the GAO has been urging America and its lawmakers that our economy would become unsustainable without making changes. Information has been available so how can we ask. “How could this happen?”
Steven A Holmes published an article in the New York Times September 30, 1999 addressing easing in Fannie Mae’s underwriting guidelines. Over nine years ago he wrote that “Fannie Mae is taking on significantly more risk, which may not pose any difficulties during flush economic times. But government-subsidized corporation may run into trouble in an economic downturn, prompting a government rescue similar to that of the savings and loan industry in the 1980’s.
Information to make informed decisions for change has been available. America has got to stand up “for the people.” To provide this enormous amount of bailout money to the same people who were a major part of causing this mess for profit and greed without strict accountability and enough requirements to assure a benefit to the taxpaying people who will be left with the bill is insane.
Would you lend your hard-earned money to your irresponsible friend who’s habit is to regularly spend more than he makes!?! Not without some strong provisions you wouldn’t. Not if you ever cared to get that money back. Well the government borrows a lot of the money the country spends. What is wrong with that picture? And in what other world do corporate executives get huge salaries and bonuses for their performance when those companies do so poorly they need bailing out? Not in my world and I am guessing not in yours. Where is common sense? How about counting the cost? How about getting the facts before decisions are made that will impact each of us?
Let’s listen to and back those demanding the details to make an informed decision. Watch Congressman DeFazio speak up September 24, 2008
